When I feel like I'm doing my best work, there is a bit of a freedom, a bit of flight that you're not so much losing yourself but you're sort of in the zone. ↗
Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even? ↗
And yes, there's a simplicity to writing books because you're not a member of a team, so you make all the decisions yourself instead of deferring to a committee. ↗