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In terms of sheer writing I might have done most of my work by 11. If you get up at 6:30 or 7 you can get a huge amount done by 11 and have the rest of the day off if you want to, though I have to check my accumulating e-mails. No one ever sends me horrible e-mails. Although some of my books are supposed to be hated, no one ever tells me. ↗
A beautiful deleveraging balances the three options. In other words, there is a certain amount of austerity, there is a certain amount of debt restructuring, and there is a certain amount of printing of money. When done in the right mix, it isn't dramatic. ↗