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Well, Mark, I led the charge for five or six years to get reforms for Fannie Mae and Freddie Mac. I was chairman of an organization called 'FM Policy Focus.' What we were saying was, if there was blip in the housing market, Fannie and Freddie would destabilize the greatest economy in the world. ↗
I sometimes read about authors who say they require a perfectly silent room maintained at precisely 68 degrees, with trash bags taped over the windows and a white-noise machine in the corner to write, and I think, 'Who are these people, and do any of them have kids?' ↗