Ninety percent of the students take the 'preferred lender.' Why? Because that's the nature of the relationship. You trust the school. The school is in a position of authority. ↗
To a man, ornithologists are tall, slender, and bearded so that they can stand motionless for hours, imitating kindly trees, as they watch for birds. ↗
You can be a lender who wants to compete and have a better product, but you just can't get to the students. The schools are controlling the access to the students. ↗
The whole force of the respectable circles to which I belonged, that respectable circle which knew as I did not the value of security won, the slender chance of replacing it if lost or abandoned, was against me. ↗