I've always been a late bloomer. My body developed late. From ninth to 10th grade, I grew like 3 inches. Just kind of stretched out. I was like 6-1, grew to 6-4 in 10th grade. ↗
An important scientific innovation rarely makes its way by gradually winning over and converting its opponents: What does happen is that the opponents gradually die out. ↗
Stephen Hawking said he spent most of his first couple of years at Cambridge reading science fiction (and I believe that, because his grades weren't all that great). ↗
Many students graduate from college and professional schools, including those of social work, nursing, medicine, teaching and law, with crushing debt burdens. ↗
You could have another downgrade. You could certainly have a stock market reaction that would be negative. And, I think nobody who looks at it objectively would want to happen. ↗