It's easy to set a story anywhere if you get a good guidebook and get some basic street names, and some descriptions, but, for me, yes, I am indebted to my travels to India for several of the stories. ↗
Ordinary language carries with it conditions of meaning which it is easy to recognize by classifying the contexts in which the expression is employed in a meaningful manner. ↗
What the study I chaired actually said was we needed tougher regulation of cash and capital in banks, as credit was too easy. Events proved that right. ↗