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But with a rate of return of 1.6 percent or less, or a negative rate of return, our children and our grandchildren, if we do not make changes, will in fact not have a secure retirement. Indeed, they will not have the funds when they go to retire to even minimally get by. ↗
Hollow commitments to action in the future are insufficient. Deferring difficult issues must not be tolerated. Our children and grandchildren expect us to speak and act decisively. ↗