Even people who feel perfectly comfortable investing in the stock market and owning their own homes often have qualms about individual medical accounts or Social Security private accounts. ↗
It's not what you spend but how you wear it that counts. The key is often to dress up inexpensive basics with accessories. Something like a beautiful designer bag or belt can make everything else look richer and more luxurious. ↗
We promote domestic savings by also things like the personal accounts associated with the president's Social Security initiative, which over time would generate more savings. ↗