If you cannot work on the marriage or the women is a moron, staying married and cheating makes the most sense because divorce is disruptive to the family life and your bank account. ↗
Aging is an inevitable process. I surely wouldn't want to grow younger. The older you become, the more you know; your bank account of knowledge is much richer. ↗
Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin. ↗