Even people who feel perfectly comfortable investing in the stock market and owning their own homes often have qualms about individual medical accounts or Social Security private accounts.

Hacker's plan Health Care for America is outlined in a report for the Economic Policy Institute. Hathaway a Professor of Law at Yale University and former Supreme Court clerk to Sandra Day O'Connor. Cambridge University Press.

Resor Professor of Political Science at Yale University and has written works on social policy health care reform and economic insecurity in the United States. His most recent book Winner-Take-All Politics: How Washington Made the Richer Richer--and Turned Its Back on the Middle Class (Simon & Schuster 2010) written with Paul Pierson of UC Berkeley argues that since the late 1970s the American middle and working classes have fallen further and further behind economically because policy changes in government favor the rich and super-rich.