* Be ready for rainy-day emergencies
* Avoid excessive debt; be content with what we have
* Use the resources of the earth wisely; don´t be wasteful
* Prepare for the future by making spending and savings plans
* Keep a family or personal budget
* Teach children wise spending habits and help them save for the future
* Obtain an education or vocational training
* Find gainful employment
As we become self-reliant, we will be prepared to face challenges with confidence and peace of mind.