The rate of return on Social Security for people nearing retirement is about 1.5 percent. By the time young children like mine are ready to retire, that rate of return will be a negative percentage.

Ryan voted in favor of the Employment Non-Discrimination Act in 2007. The House passed this Ryan Plan on April 15 2011 by a vote of 235–193. Kemp became Ryan's mentor and Ryan cites him as a "huge influence.

Ryan was officially nominated at the Republican convention in Tampa on August 29 2012. He was born and raised in Janesville Wisconsin and is a graduate of Miami University in Ohio. On November 6 2012 Romney and Ryan were defeated in the general election by the incumbent Barack Obama and Joe Biden although Ryan won reelection to his congressional seat.